Spending freedom for them. Full control for you.

Give your team the autonomy to spend when they need to, thanks to full visibility and the authority to increase limits, add new users, and even lock cards.

VisaPeoples GroupFunds

Real time insights into your spending

Satisfy even the most inquisitive manager with full visibility into your company’s spending.

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    Review transactions as they happen, instead of waiting for employee-submitted expense reports.

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    Track spending by team, vendor, or individual to identify big-ticket spends or questionable charges.

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    Gain insights into your monthly spend patterns and cash runway.

  • Instantly create and manage cards
    Instantly create and manage cards

    Spend controls so seamless, they’ll hardly even notice

    When your expense guidelines are implemented directly into your card requirements, it makes it easy for employees to follow the rules.

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    Require employees to submit receipts and set GL codes per transaction.

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    Pause employee cards that violate your policies without making things harder for everyone else.

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    Have employees easily submit receipts and expenses as soon as a purchase is made.

  • Secure card control at your fingertips

    Create safeguards with spend limits, and easily pause or cancel cards.

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    Assign individual cards to repeat vendors, limiting the effects of fraud so it’s business as usual.

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    Enjoy uninterrupted spending on approved transactions.

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    Eliminate card declines by assigning a budget to each vendor's virtual card.

  • Business can sink or swim. Why not Float?

    5 minutes to apply

    No personal guarantees

    High limits

    No credit checks

    Your questions, answered

    What is Float?

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    Float is an easier, smarter way to manage your business spending. Think of it as a combination of no-personal-guarantee corporate cards and intelligent spend management software to help you automate, control, and manage your company’s spending.

    How do Float Corporate Cards work?

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    Float customers have access to physical and virtual corporate cards in both USD and CAD. Once you issue cards to employees, Float will collect receipts after every transaction. Each transaction is then automatically coded and matched with its receipt, ready to export to your accounting software.

    Where can I use Float cards?

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    Just like a ‘regular’ corporate card, our cards are used around the world anywhere VISA and Mastercard are accepted. With accounts in both CAD and USD, it’s easy to switch between the two currencies when you need to.

    What’s the difference between a physical and virtual card?

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    Physical and virtual cards work essentially the same way! Virtual cards act the same way as physical cards, in that you can use them for any spend where you need to enter in a card number. They can be created instantly whenever you need them, and are perfect for online expenses like recurring expenses or ad spends. Both virtual and physical cards are linked directly to Float software with individual card controls to help manage spend.

    How do Float limits work?

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    Float offers personalized payment terms based on your business’ stage of growth. With Float’s Pre-funded CAD and USD cards, your limits = your bank balance. You can connect multiple bank accounts in CAD or USD, and even set up automatic top-ups to ensure your cards never run out of funds. With Float’s Charge card (CAD only), you can apply for up to $500k unsecured 30-day credit terms that you can automatically pay down throughout the month.

    Cashback? How does that work?

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    Get 1% cashback on all purchases made using Float cards, paid out monthly and added to your Float balance. No restrictions, no limitations. Plus, get access to up to $175k in member perks.

    Spend time and money
    where it counts

    Get high-limit, no personal guarantee Corporate Cards and forget about month end reconciliation and out of pocket expenses.