Built for your stage of growth

Join thousands of Canadian businesses using Float.

Essential

Free1

Essentials for managing company spend.

Free access to:

  • Five physical cards
  • Up to 10 users and unlimited virtual cards
  • Automated receipt collection and matching
  • Accounting sync with QBO (limited), Xero, or Custom Exports
  • Custom card limits and controls

Professional

$299CAD/mo2

Integrated spend management solution.

Everything in Essential, plus:

  • Up to 50 users and unlimited physical cards
  • Real-time reporting and savings insights
  • Multi-level spend requests and approvals
  • Card compliance rules for cardholders
  • Basic employee reimbursements
  • One-day transfers and Charge Card eligibility

Available product add-ons:

  • HRIS / SAML SSO / NetSuite

Enterprise

Contact Sales 

Spend management and financial flexibility at scale.

Everything in Professional, plus:

  • Dedicated onboarding team and premium ongoing support
  • HRIS integrations for user management
  • User provisioning and SSO
  • NetSuite integration with multi-entity support
  • Eligibility for Custom Charge Card Services terms with a dedicated underwriting team

Essential

Professional

Enterprise

Not sure which plan is
right for your business?

Pricing comparison deep-dive

Onboarding & Support

Enterprise

Book a Demo

Email

Live Chat

Phone

Self-serve onboarding

Onboarding support3

Dedicated Customer Success Manager

Premium Support

Smart Corporate Cards

Enterprise

Book a Demo

Physical cards

5 cards

Unlimited

Unlimited

Virtual cards

Unlimited

Unlimited

Unlimited

Card currencies

CAD, USD

CAD, USD

CAD, USD

Apple Pay & Google Pay

Card access3

Pre-funded

Pre-funded or Charge*

Pre-funded or Charge*

1% cashback4

Fast Funding5

Users

Up to 10

Up to 50

Custom

Spend Management

Enterprise

Book a Demo

Mobile app for Spenders and Managers

New

Automated receipt collection

Custom card limits

Pause, edit, or cancel cards

Limit card spend by merchant category

Spend requests and approvals

Single-level approvals

Multi-level approvals

Multi-level approvals

Manage spending by team

Custom submission policies

1 default

Unlimited custom

Unlimited custom

Basic employee reimbursements

Real-time reporting and insights

Audit history

Transaction reviews for Managers

Automated accounting

Enterprise

Book a Demo

Accounting Integrations

QBO (limited), Xero, Custom Exports

QBO, Xero, Custom Exports

NetSuite add-on $299

QBO, Xero, Custom Exports, NetSuite

Export pre-coded transactions with receipts

Code similar transactions with rules

Extract taxes and tips from receipts with OCR

Split transactions into multiple line items

Automatically match transactions to receipts

Bookkeeper access

Additional Features

Enterprise

Book a Demo

Slack Integration

HRIS Integrations

HRIS add-on for $149

Security

MFA

MFA

SAML SSO add-on for $149

MFA, SSO/SAML

Switching to Float is fast and easy

(you wouldn’t hear a bank say that)

Fast approvals

Get access to high-limit corporate cards with no personal guarantees with quick 1-day turnarounds.

Seamless integrations

Quick set-up for employees and seamless accounting integrations that help you close faster.

Instant card creation‡

Instantly create physical and corporate cards to assign to employees and vendors.‡

Help transitioning spend

Hands-on support bulk creating users and cards to help transition spend to Float.

Your questions,
answered

Float is an easier, smarter way to manage your business spending. Think of it as a combination of no-personal-guarantee corporate cards and intelligent spend management software to help you automate, control, and manage your company’s spending.

Float customers have access to physical and virtual corporate cards in both USD and CAD. Once you issue cards to employees, Float will collect receipts after every transaction. Each transaction is then automatically coded and matched with its receipt, ready to export to your accounting software.

Just like a ‘regular’ corporate card, our cards are used around the world anywhere VISA and Mastercard are accepted. With accounts in both CAD and USD, it’s easy to switch between the two currencies when you need to.

Physical and virtual cards work essentially the same way! Virtual cards act the same way as physical cards, in that you can use them for any spend where you need to enter in a card number. Virtual cards can be created instantly whenever you need them, and are perfect for online expenses like recurring expenses or ad spends. Both virtual and physical cards are linked directly to Float software with individual card controls to help manage spend.

Float offers personalized payment terms based on your business’s stage of growth. With Float’s Pre-funded CAD and USD cards, your limits = your bank balance. You can connect multiple bank accounts in CAD or USD, and even set up automatic top-ups to ensure your cards never run out of funds. With Float’s Charge card (CAD and USD), you can apply for up to $1M in unsecured 30-day credit terms that you can automatically pay down throughout the month.

(1, 2) Conditions and fees apply and are subject to change. See terms and conditions at floatcard.com/legal for details.
(3) Charge Card availability subject to eligibility requirements.
(4) 1% with over $25k in monthly spending per card program (USD, CAD). Charge Card has different rewards structure. Contact sales for more information.
(5) Based on eligibility requirements.