Built for your stage of growth

Join thousands of Canadian businesses using Float.

Essential

Free1

For small teams and startups looking for cards and expense management.

What you get with Essential:

  • Unlimited users and virtual cards
  • 5 physical cards in CAD or USD
  • Accounting sync with Xero and QBO
 (or CSV exports)
  • Custom card limits and controls
  • Automated receipt collection
 and matching
Get started

Professional

$99/mo2

For companies looking for an integrated spend management solution.

What you get with Professional:

  • Everything in Essential, plus;
  • Enterprise features (HRIS & Transaction Reviews) – limited time!
  • Unlimited physical cards 
in CAD or USD
  • Accounting sync with NetSuite
  • Real-time spend reports
  • Advanced card limits and controls
  • Multi-level spend requests and approvals
  • Card compliance rules for cardholders
Get started

Essential

Professional

Pricing comparison deep-dive

Smart Corporate Cards

Essentials

Professional

Physical cards

5 cards

Unlimited

Virtual cards

Unlimited

Unlimited

Mobile wallets

Card currencies

CAD, USD

CAD, USD

Payment methods3

Pre-funded

Pre-funded / Charge Card

1% cashback4

Unlimited beyond $25k in monthly spend

Unlimited beyond $25k in monthly spend

Users and cardholders

Unlimited

Unlimited

Spend Management

Essentials

Professional

Automated receipt collection

Custom card limits

Pause, edit, or cancel cards

Limit card spend by merchant category

Spend requests & approvals

Single-level approvals

Multi-level approvals

Manage spending by team

Implement expense policies

1 custom

Unlimited custom

Let managers review transactions (Enterprise feature – limited time access!)

Audit history

Automated Accounting

Essentials

Professional

Accounting integrations

CSV, QBO, Xero

CSV, QBO, Xero, Netsuite

Export pre-coded transactions with receipts

Code similar transactions with rules

Extract taxes and tip from receipts with OCR

Automatically match transactions to receipts

Split transactions into multiple line items

Bookkeeper access

Support

Essentials

Professional

Email

Live chat

Phone

Customer Success Manager

Teams of 50+ with $50k 
in monthly spend

Additional Features

Essentials

Professional

Slack integration

HRIS integration (Enterprise feature – limited time access!)

Security

MFA

MFA, SSO/SAML

Switching to Float is fast and easy

(you wouldn’t hear a bank say that)

Fast approvals

Get access to high-limit corporate cards with no personal guarantees in 3-5 business days.

Personalized onboarding

Professional plan members get a dedicated CSM to make sure you’re set up for success and savings.

Instant card creation

Best for small to medium sized businesses with limited spenders and single approval layers

Help transitioning spend

Ideal for medium to large sized businesses with advanced integrations and spend management needs.

Your questions,
answered

Float is an easier, smarter way to manage your business spending. Think of it as a combination of no-personal-guarantee corporate cards and intelligent spend management software to help you automate, control, and manage your company’s spending.

Float customers have access to physical and virtual corporate cards in both USD and CAD. Once you issue cards to employees, Float will collect receipts after every transaction. Each transaction is then automatically coded and matched with its receipt, ready to export to your accounting software.

Just like a ‘regular’ corporate card, our cards are used around the world anywhere VISA and Mastercard are accepted. With accounts in both CAD and USD, it’s easy to switch between the two currencies when you need to.

Physical and virtual cards work essentially the same way! Virtual cards act the same way as physical cards, in that you can use them for any spend where you need to enter in a card number. Virtual cards can be created instantly whenever you need them, and are perfect for online expenses like recurring expenses or ad spends. Both virtual and physical cards are linked directly to Float software with individual card controls to help manage spend.

Float offers personalized payment terms based on your business’s stage of growth. With Float’s Pre-funded CAD and USD cards, your limits = your bank balance. You can connect multiple bank accounts in CAD or USD, and even set up automatic top-ups to ensure your cards never run out of funds. With Float’s Charge card (CAD and USD), you can apply for up to $1M in unsecured 30-day credit terms that you can automatically pay down throughout the month.

(1, 2) Conditions and fees apply and are subject to change. See terms and conditions at floatcard.com/legal for details.
(3) Charge Card availability subject to eligibility requirements.
(4) Charge Card has different rewards structure. Contact sales for more information.