Built for your stage of growth
Choose a plan that’s right for your team.
Essential
Free1
For smaller teams looking for corporate cards, expense management, and accounting automations that scale.
What you get with Essential:
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Unlimited users and virtual cards
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5 physical cards in CAD or USD
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Accounting sync with Xero and QBO (or CSV exports)
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Custom card limits and controls
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Automated receipt collection and matching
Professional
$99/mo2
For larger companies and teams looking for an integrated spend management solution with real-time oversight and control.
What you get with Professional:
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Everything in Essential, plus;
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60-day free trial
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Unlimited physical cards in CAD or USD
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Accounting sync with NetSuite
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Real-time spend reports
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Advanced card limits and controls
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Multi-level spend requests and approvals
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Card compliance rules for cardholders
Pricing comparison deep-dive
Smart Corporate Cards
Essentials
Professional
Physical cards
5 cards
Unlimited
Virtual cards
Unlimited
Unlimited
Card currencies
CAD, USD
CAD, USD
Payment methods3
Pre-funded
Pre-funded / Charge Card
1% cashback
Unlimited beyond $25k in monthly spend
Unlimited beyond $25k in monthly spend
Users and cardholders
Unlimited
Unlimited
Spend Management
Essentials
Professional
Automated receipt collection
Custom card limits
Pause, edit, or cancel cards
Limit card spend by merchant category
Spend requests & approvals
Single-level approvals
Multi-level approvals
Manage spending by team
Implement expense policies
1 custom
Unlimited custom
Audit history
Automated Accounting
Essentials
Professional
Accounting integrations
CSV, QBO, Xero
CSV, QBO, Xero, Netsuite
Export pre-coded transactions with receipts
Code similar transactions with rules
Extract taxes and tip from receipts with OCR
Automatically match transactions to receipts
Split transactions into multiple line items
Bookkeeper access
Support
Essentials
Professional
Live chat
Phone
Customer Success Manager
Teams of 50+ with $50k in monthly spend
Additional Features
Essentials
Professional
Slack integration
Security
MFA
MFA, SSO/SAML
Switching to Float is fast and easy
(you wouldn’t hear a bank say that)
Fast approvals
Get access to high-limit corporate cards with no personal guarantees in 3-5 business days.
Personalized onboarding
Professional plan members get a dedicated CSM to make sure you’re set up for success and savings.
Instant card creation
Best for small to medium sized businesses with limited spenders and single approval layers
Help transitioning spend
Ideal for medium to large sized businesses with advanced integrations and spend management needs.
Your questions,
answered
Float is an easier, smarter way to manage your business spending. Think of it as a combination of no-personal-guarantee corporate cards and intelligent spend management software to help you automate, control, and manage your company’s spending.
Float customers have access to physical and virtual corporate cards in both USD and CAD. Once you issue cards to employees, Float will collect receipts after every transaction. Each transaction is then automatically coded and matched with its receipt, ready to export to your accounting software.
Just like a ‘regular’ corporate card, our cards are used around the world anywhere VISA and Mastercard are accepted. With accounts in both CAD and USD, it’s easy to switch between the two currencies when you need to.
Physical and virtual cards work essentially the same way! Virtual cards act the same way as physical cards, in that you can use them for any spend where you need to enter in a card number. Virtual cards can be created instantly whenever you need them, and are perfect for online expenses like recurring expenses or ad spends. Both virtual and physical cards are linked directly to Float software with individual card controls to help manage spend.
Float offers personalized payment terms based on your business’s stage of growth. With Float’s Pre-funded CAD and USD cards, your limits = your bank balance. You can connect multiple bank accounts in CAD or USD, and even set up automatic top-ups to ensure your cards never run out of funds. With Float’s Charge card (CAD and USD), you can apply for up to $1M in unsecured 30-day credit terms that you can automatically pay down throughout the month.
Float customers receive 1% cashback on all spend beyond $25k for a given month. Cashback is uncapped, meaning there’s no limit to how much you can earn.
(1, 2) Conditions and fees apply and are subject to change. See terms and conditions at floatcard.com/legal for details.
(3) Charge Card availability subject to eligibility requirements.