Built for your stage of growth
Join thousands of Canadian businesses saving up to 7% on Float’s business finance platform.
Essential
$0CADuser/mo1
The free solution for spend control & payments.
Free access to:
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Up to 20 physical & unlimited virtual cards with custom limits and controls
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Mobile app, automated receipt collection, and matching
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Employee reimbursements with direct payouts (coming soon!)
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Bill payments via EFT, ACH, and Wire (coming soon!)
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Real-time reporting and savings insights
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Accounting sync with QBO, Xero, or Custom Exports
Professional
$10CADuser/mo2
Advanced team controls and credit to grow efficiently.
Everything in Essential, plus:
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Starts at $100/mo and includes first 10 users
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Unlimited physical and virtual cards with advanced controls
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Team management with multi-level requests and approvals
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Post-sale manager transaction reviews
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Priority live chat Support
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Pre-Funded one day transfers and Charge Card eligibility
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Advanced accounting integration with NetSuite
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Active user pricing (so you only pay for employees who actually use the platform)
Enterprise
Contact Us
Dedicated support and custom solutions at scale.
Everything in Professional, plus:
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Custom implementation and data migration
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Team training and advanced workshops
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Premium support and access to new features
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Dedicated Customer Success Manager
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Custom Charge Card terms with dedicated underwriting team
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Custom pricing and rewards
Essential
Professional
Enterprise
Not sure which plan is right for your business?
Discounts available for non-profit and charitable organizations
Trusted by 1,000s of leading Canadian companies.†
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![](https://floatcard.com/wp-content/uploads/2023/06/fox-fiddle-1.png)
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Pricing comparison deep-dive
Onboarding & Support
Essentials
Get Started for FreeProfessional
Start 90 Day Free TrialEnterprise
Book a DemoEmail, Live Chat, and Phone Support
Priority Support
Self-serve onboarding
Implementation support3
Dedicated Customer Success Manager
Corporate Cards
Essentials
Get Started for FreeProfessional
Start 90 Day Free TrialEnterprise
Book a DemoPhysical cards
20 cards
Unlimited
Unlimited
Virtual cards
Unlimited
Unlimited
Unlimited
Card currencies
CAD, USD
CAD, USD
CAD, USD
Apple Pay & Google Pay
Card access4
Pre-funded
Pre-funded / Charge Card
Pre-funded / Charge Card
One-day transfers6
Expense Management
Essentials
Get Started for FreeProfessional
Start 90 Day Free TrialEnterprise
Book a DemoMobile app for Spenders and Managers
Automated receipt collection and matching
Custom card limits and merchant controls
Advanced
Advanced
Pause, edit, or cancel cards
Manage spending by team
Custom workflows for team spend requests and approvals
Advanced
Advanced
Expense policy enforcement
Advanced
Advanced
Real-time reporting and insights
Post-sale transaction reviews
Employee reimbursements with direct payouts (coming soon)
Advanced
Advanced
Accounts Payable (coming soon)
Essentials
Get Started for FreeProfessional
Start 90 Day Free TrialEnterprise
Book a DemoAutomated AP intake and vendor management
Custom workflows for invoice approval and payment
Advanced
Advanced
Initiate payments via EFT, ACH and Wire
From Float Balance
+Connected Banks
+Connected Banks
Accounting & Integrations
Essentials
Get Started for FreeProfessional
Start 90 Day Free TrialEnterprise
Book a DemoTwo-way accounting sync
QBO, Xero, Custom Exports
+NetSuite
+NetSuite
Receipt and invoice data extraction powered by AI and OCR
Accounting rules to automate coding
Split transactions into multiple line items
Bookkeeper access
HRIS integrations and automated syncs
Slack integration with requests and approvals
Security & Compliance
Essentials
Get Started for FreeProfessional
Start 90 Day Free TrialEnterprise
Book a DemoSecured login
MFA
+SAML SSO
+SAML SSO
Advanced fraud and risk detection
Rewards & Payments
Essentials
Get Started for FreeProfessional
Start 90 Day Free TrialEnterprise
Book a DemoCashback
Unlimited 1% over $25k in monthly spend
Unlimited 1% over $25k in monthly spend
Custom
High yield accounts (CAD and USD)
4%
4%
4%
Domestic payments (EFT/ACH)
$1
$1
$1
Domestic Wires
$20
$20
$20
Switching to Float is fast and easy
(you wouldn’t hear a bank say that)
Fast approvals
Get access to high-limit corporate cards with no personal guarantees with quick 1-day turnarounds.
Seamless integrations
Quick set-up for employees and seamless accounting integrations that help you close faster.
Instant card creation‡
Instantly create physical and corporate cards to assign to employees and vendors.‡
Help transitioning spend
Hands-on support bulk creating users and cards to help transition spend to Float.
Your questions,
answered
Float is an easier, smarter way to manage your business spending. Think of it as a combination of no-personal-guarantee corporate cards and intelligent spend management software to help you automate, control, and manage your company’s spending.
Float customers have access to physical and virtual corporate cards in both USD and CAD. Once you issue cards to employees, Float will collect receipts after every transaction. Each transaction is then automatically coded and matched with its receipt, ready to export to your accounting software.
Just like a ‘regular’ corporate card, our cards are used around the world anywhere VISA and Mastercard are accepted. With accounts in both CAD and USD, it’s easy to switch between the two currencies when you need to.
Physical and virtual cards work essentially the same way! Virtual cards act the same way as physical cards, in that you can use them for any spend where you need to enter in a card number. Virtual cards can be created instantly whenever you need them, and are perfect for online expenses like recurring expenses or ad spends. Both virtual and physical cards are linked directly to Float software with individual card controls to help manage spend.
Float offers personalized payment terms based on your business’s stage of growth. With Float’s Pre-funded CAD and USD cards, your limits = your bank balance. You can connect multiple bank accounts in CAD or USD, and even set up automatic top-ups to ensure your cards never run out of funds. With Float’s Charge card (CAD and USD), you can apply for up to $1M in unsecured 30-day credit terms that you can automatically pay down throughout the month.
(1) Conditions and fees apply and are subject to change. See terms and conditions at floatcard.com/legal for details.
(2) Professional Plan starts at $100/mo including 10 user seats.
(3) Based on qualifying spend threshold.
(4) Charge Card availability subject to eligibility requirements.
(5) 1% with over $25k in monthly spending per card program (USD, CAD). Charge Card has different rewards structure. Contact sales for more information.
(6) One business day, based on eligibility requirements.